Michelle Bader
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Hello, I'm Michelle. I'm a Mortgage Loan Officer (Mortgage Consultant) proudly serving clients in Washington, California, and Arizona. I'm also in the process of obtaining licenses in Hawaii, Texas, and several other states to extend my reach and assist even more individuals and families in achieving their homeownership dreams.
My journey in the financial world has been diverse and enriching. With a background as a Credit Analyst in the insurance industry, I honed my skills in evaluating financial profiles and understanding the intricacies of credit. Furthermore, my experience in Tax Accounting and Tax Law with the IRS equipped me with a profound understanding of tax and financial regulations, providing me with extensive knowledge in the complexities of the financial landscape.
I am passionate about guiding people towards their homeownership goals, and I believe in crafting personalized mortgage solutions to make those aspirations a reality. Whether you're a first-time homebuyer or looking to refinance, I am here to provide you with expert guidance and genuine care throughout the mortgage process.
Navigating the world of mortgages can be daunting, but I am committed to making it a seamless and enjoyable experience for you. Feel free to reach out, and let's embark on this exciting homeownership journey together.
I hope you consider me as your trusted Mortgage Consultant, and I look forward to being a part of your home-buying adventure!
Phone: (425) 772-0933
NMLS#: 2138106
License: AZ, CA, WA
Spoken Language: English, Tagalog, Filipino
Mortgage Rates
Why are our rates so low?
- 1. We shop dozens of the top lenders in real time to find you the best rate.
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
- 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.
Our Accomplishments
$12.2+
Billion in Closed Loans
6204+
888+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.