If we can't beat another offer, you'll receive $1,000.
(Alabama, Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Kentucky, Louisiana, Minnesota, Mississippi, Missouri, Nevada, New Jersey, Ohio, Oklahoma, Tennessee, Texas, Utah, Virginia, Wisconsin and Wyoming properties only)
Terms and conditions
JOJO ~ JOSEFINA V. MORRISON
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
As a Texas Loan Officer JOJO JOSEFINA V. MORRISON NMLS#1935728, LOAN FACTORY NMLS #320841 licensed since 2022. JOJO has been able to help Residential, Investment and Commercial buyers through FHA, VA, Conventional, Hard Money, and Land Loans.
(JOJO) Josefina, brings her entrepreneurial skills and keen sense of business to offer additional services to its clients. Experienced in contractual proceedings and paperwork JOJO ensures that all transactions are taken from contract to closing successfully, with little or no glitches to her clients. Of Hispanic background and fluent in Spanish, JOJO also serves an international clientele that truly appreciates and values her understanding of their unique and specific real estate needs.
Applying the same qualities of discipline, determination, dedication and attention to detail that allowed her to succeed in the difficult world of Commercial Appraisals, Jo has found great satisfaction as an Associate Broker, and in the exciting world of real estate. She is a proud member of the Graduate Realtors Institute and holds Certifications as a Senior Real Estate Specialist, Short Sales and Foreclosures Resource, Accredited Luxury Home Specialist, Veteran's Land Board, as well as a Master Certified Negotiation Expert, and previously designated CRS. Giving back to our Veterans is a specialty close to her heart, ask about the Veteran's rebate program in purchasing a home.
During her free time, JOJO, enjoys traveling, sailing, sport fishing, gardening, cooking, jewelry making, and Church Veteran and Food Ministries organized volunteering.
NMLS#: 1935728
License: TX
Spoken Language: English, Spanish
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
217+
Number of Lenders
12644+
1871+
Loan officers
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
