Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Nikki ChiChi Godwin

Nikki ChiChi Godwin

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:


With over 25 years’ experience in financial services, I have seen the highs and lows of the industry, but what remains constant is my unshakeable commitment to do good for my clients. I am committed to delivering service excellence grounded in perfectionism and extraordinary client care.

I want all my clients to expect the best and the BEST is what you will get if you allow me the opportunity and honor to collaborate with you. For little and big things, I am always operating with an attitude of gratitude and for every opportunity that come my way, I make something out of it carrying myself as a lifetime student learning with each step I take and establishing a cadence of accountability that engineers me to be the best I can be.

Doing my best at this moment puts the clients I work with in the best place for the next moment in their life, so they can ascend to greater heights. And, knowing that I play a small part in making dreams come to reality is what pushes me to do more, and I find it highly gratifying.

I am available every day, including after-hours and weekends. Let us have a brief chat about your mortgage needs - You can be confident that I will deliver the perfect solution for your perfect home!


NMLS#: 1004322

License: CO, TX

Spoken Language: English

My reviews on Google

ChiChi thank you for helping me become a home owner. It has always remain a dream until I met you. Your profound knowledge and relentless efforts helped my dream to culminate to a reality in no time. I wish I could give you more than 5 stars.
My Gratitude and Respect for Mrs. Chichi I don’t have enough words to express how exceptional Mrs. Chichi is. She is a true professional, a tireless worker, and above all, a woman with a big heart. She helped me achieve something I never thought possible: buying my own home. There were difficult moments during the process—times when I thought it wouldn’t happen. But thanks to Chichi’s kindness, patience, and professionalism, she helped me understand that it was possible. There were even times when I doubted her, thinking she didn’t know what she was doing, but in the end, she proved to be one of the best professionals I have ever met. I’m not exaggerating or saying this just to say it. I’m speaking from real experience, from the heart. Mrs. Chichi not only knows her job—she does it with passion and dedication. She goes beyond what her profession requires because she truly cares about people. This isn’t about money. It’s about her character, her humanity, and her willingness to help others. That’s who she is. Today, I have my house, my keys, my own property—because of her. I would recommend her with my eyes closed, because I know she can do for others what she did for me. Mrs. Chichi, you are the best in the world. I wish you many more happy clients like me, people who can come and say the same thing: With you, it is possible! Thank you from the bottom of my heart.
I want to express my deepest gratitude to Mrs. Chichi for her excellent work as a broker. She is an exceptional professional, a true character in the best sense of the word—someone with charisma, experience, and a big heart. Thanks to her, I am now a proud homeowner. She guided me through the entire process with dedication, patience, and commitment. She didn’t just do her job—she went above and beyond, supporting me every step of the way as if it were her own home. Mrs. Chichi is respectful, caring, cultured, and well-educated. I don’t have enough words to express how much her help has meant to me. I’m not saying this to impress anyone—this is what I truly experienced. I recommend her with complete confidence. If you're looking for someone trustworthy to help you buy a home, look no further—Mrs. Chichi is the one. Thank you from the bottom of my heart, Mrs. Chichi!

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

217+

Number of Lenders

1871+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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