Winnie Zhang

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

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Winnie Zhang

Loan Officer

Bio: I am an experienced and dedicated loan officer with a passion for helping individuals and businesses achieve their financial goals. With a decade of expertise in the finance industry, I excel in guiding clients through various loan options, offering personalized solutions, and ensuring a smooth and transparent borrowing process. My strong communication skills, coupled with in-depth knowledge of lending practices, enable me to forge lasting relationship built on trust and reliability.

Phone: (949) 298-5362

NMLS#: 1026367

License states: California

Spoken Language: Mandarin Chinese, English, Japanese

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Mortgage Rates

Why are our rates so low?

  • 1. We shop dozens of the top lenders in real time to find you the best rate.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.

Our Accomplishments

29977+

Customers

$12.1+

Billion in Closed Loans

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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