Giant Lending | Jet Advantage Mortgage

Address: 3187 Red Hill Avenue, Suite 100, Costa Mesa, CA 92626

www.TheGiantLending.com

Internal Reviews

(2 reviews)

Total loans closed with Loan Factory
32

Total loans closed with Loan Factory (past 12 months)
6

Lender overview

QM Program

Conventional

Home One

Home Ready

Home Possible

FHA

FHA Streamline

FHA_DBA

VA IRRRL

Loss Payee

OCMBC, Inc. ISAOA/ATIMA 19000 MacArthur Blvd., Suite 200 Irvine, CA 92612

CPL or Subordinate Clause

OCMBC, Inc. ISAOA/ATIMA 19000 MacArthur Blvd., Suite 200 Irvine, CA 92612

Lock Policies

Lock extension

.02/ day for all NonQM loans

Relock

.25

Lock & Shop

Lender's Niche

DSCR to 85% LTV; No Ratio; 5-8 Units

Bank Statement loans to 90% LTV

1 year self-employed, with W-2 from previous yr

Closed-end 2nd's on all loan programs (DSCR, Bk Stmt, P&L etc)

Asset Utilization as stand alone, or assistance for DTI with other programs

LPC or BPC on NonQM

Rates are tops in most categories

Lender's overlays

None

Initial underwrite (days)

CTC conditions review (days)

Initial CD (days)

Review - Giant Lending | Jet Advantage Mortgage

1.0

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