CA-San Jose

Great team to work with! They honestly went above and beyond. They were very committed to helping us and finalizing our loan, they communicated regularly with us and promptly as well. Philip were a joy to work with and we appreciate everything they did for us as we encountered so many obstacles. Thank you team and best wishes.

Finished my mortgage appliation with Loan Factory in June 2025. Agent is very professional. I am very happy with the service she provided.

Alex Schamonin and Kharla Oca I truly appreciate how smoothly you made this entire process. Your professionalism, patience, and prompt communication made a stressful situation so much easier. Working with you felt like having a trusted partner in my corner. Your transparency and genuine care didn’t go unnoticed.You went above and beyond to make sure everything was clear and handled with care. I never felt like just another client thank you for your dedication. I can’t thank you enough for your guidance and support throughout this process. Your expertise made all the difference.

Alex Schamonin and Kharla Oca are the home Loan Hero’s You Want on Your Side I don’t write reviews often, but when someone crushes it this hard, you make time. From start to finish, my lender brought the heat. No fluff, no runaround just straight talk, smart moves, and results. They didn’t just get the job done they owned the process like a boss. Every step of the way, I felt like I had a pro in my corner who knew the game better than anyone else in the room. Deadlines? Nailed. Rates? Killer. Communication? Crystal. They anticipated problems before they even existed and handled the details like a sniper — precise and focused. If you want hand-holding and sugar-coating, go elsewhere. If you want someone who’s gonna fight for your best deal, stay sharp under pressure, and deliver like a damn legend — this is your lender!!!