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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Devin Zugic

Devin Zugic

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio: Devin is a Chicago native who loves helping people find financial freedom through homeownership. He received his masters in Audit and Advisory Services which helped him become a financial data expert. In his spare time, Devin likes to work out by weightlifting and playing basketball. He is also in the process of creating a YouTube channel for mortgages! He also enjoys trading various crypto currencies and the financial markets. Devin said “Mortgage happiness to me is related to the Golden Rule. What is the Golden Rule? It’s one of my guiding principles in delivering mortgage happiness. “Treat others as you would want to be treated” and even better “treat others as they want to be treated” in the context of delivering mortgage happiness. I look forward to working with all my future borrowers and make the Golden Rule promise.

Phone: (661) 674-7397

NMLS#: 2029242

License: IL, IN, UT, GA, AZ, TN, MI, OR, FL

Spoken Language: English

Mortgage Rates

Why are my rates so low?

  • 1. I shop dozens of the top wholesale lenders in real time to find you the best rate with my pricing engine
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders
  • 3. Our profit per loan is much lower than banks. I know that if we give you an amazing rate and term, you will share your experience with others

Our Accomplishments



$11.5+ billion

In Closed Loans


Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.


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