Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Steve Bouddha

Steve Bouddha

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

Helping families with their home financing needs. 15 Years+ of Lending Experience. Pacific Northwest born and raised.


NMLS#: 409962

License: OR, WA

Spoken Language: English

My reviews on Google

Update 4-4-25: We just completed our second refinance with Steve and his team. Again they were responsive and on top of everything. The process was easy and simple. Would highly recommend Steve and Patricia for all of your refinance needs! I had a wonderful experience with Steve Bouddha as my loan officer with a recent refinance. Steve took his time to explore different options to not only ensure we got the best rate but ultimately what made the most financial sense for us. He was patient and I could tell that he truly had our best interest in mind. His loan processor, Patricia Cortez, was also fantastic as well. She was extremely responsive and ensured that we had all of our documents in order. Together Steve and Patricia made this experience stress free.
Steve was all the things you want – really knew his stuff, helpful, responsive, but beyond that he also suggested better options to navigate refinancing. Patricia was also very helpful and responsive! The whole process was easy and we were kept informed the whole way. Thanks!
Fast, easy process the loan.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 229 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

229+

Number of Lenders

2055+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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